UFMIP stands for Up-Front Mortgage Insurance Premium. This must be paid when your loan closes, although it can be added to your loan amount.
Your FHA MIP payments are included in your monthly loan payment.
Our ability to cancel your MIP depends on several factors, including when it was originated, the amount of your down payment, your loan term, and your loan’s current loan-to-value (LTV) ratio. In addition to the information stated below, there are more requirements that are needed for MIP termination. Please contact our customer service department at 1-800-401-6587 to inquire.
If your loan was originated between January 1, 2001 – June 2, 2013 and
If your loan was originated on or after June 3, 2013 and
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